Publications

BITS Publications

Most Recent

May 2013

CTO Corner: Bitcoin and Other Non-Conventional Financial Products
April 2013

Fraud Advisory on Questionable Tax Refund Scenarios
March 2013

Security for Bring Your Own (Mobile) Device
March 2013

Capability Requirements and Investments for Cyber Security by Financial Services Sector Organizations [Members Only - not for distribution]
February 2013

BITS Email Authentication Policy and Deployment Strategy for Financial Services Firms
January 2013

BITS-Roundtable At-Risk Adult Training Curriculum
January 2013

Innovator: Big Data and Security

Aggregation Services

January 2004

BITS Voluntary Guidelines for Aggregation Services

Crisis Management Coordination

September 2006

BITS Guide to Business-Critical Power
December 2004

Improving Business Continuity in the Financial Sector: A Model for Starting Regional Coalitions
November 2004

BITS Guide to Business-Critical Telecommunications Services
May 2004

Homeland Security Strategy for Critical Infrastructure Protection in the Financial Services Sector

CTO Corner

May 2013

CTO Corner: Bitcoin and Other Non-Conventional Financial Products
April 2013

CTO Corner: Smart Apps and Their Impact on Financial Services
March 2013

CTO Corner: Operational and Cyber Risk Management
February 2013

CTO Corner: Big Data and the Cloud
January 2013

CTO Corner: Taking Stock of Cyber in 2012: How have things changed and what should we do about it?
December 2012

CTO Corner: Future of Interfaces
November 2012

CTO Corner: Identity Ecosystem: Path to Payments and More
October 2012

CTO Corner: It’s All about Data: Leveraging Data for Better Decision-Making, Risk Management and Regulatory Compliance
September 2012

CTO Corner: Striking a Balance between Privacy and Security Transformation
August 2012

CTO Corner: Core Banking Transformation
July 2012

CTO Corner: Gamification
June 2012

CTO Corner: Active and Adaptive Provisioning, Authentication and Authorization
May 2012

CTO Corner: Synchronizing Channels and Data to Enhance Customer Experience
April 2012

CTO Corner: Payment in the Cloud
March 2012

CTO Corner: Hadoop and ‘Big Data’
February 2012

CTO Corner: Role of the Attribute Provider
January 2012

CTO Corner: Technology Trends
December 2011

CTO Corner: Privacy in the 21st Century
November 2011

CTO Corner: Consumer Devices and Applications in the Workplace
October 2011

CTO Corner: Good Data – A Key to Competitiveness
September 2011

CTO Corner: A Case for Introducing Strong Authentication by Building upon the Payment Card Infrastructure, and Privacy, Security and Liability Concerns around Identity Credential Sharing
August 2011

CTO Corner: Unique Identifiers and Security
July 2011

CTO Corner: Innovation in Financial Services
June 2011

CTO Corner: Why The Drive Toward Federated Identity? A Perspective on the National Strategy for Trusted Identities in Cyberspace (NSTIC) Plan
April 2011

CTO Corner: Supply Chain – Cyber Physical Threat
March 2011

CTO Corner: The Interplay Between Privacy and Security
February 2011

CTO Corner: Impact of Emerging Standards: Impact to Financial Services Industry
January 2011

CTO Corner: A Case for Introducing Strong Authentication by Building upon the Payment Card Infrastructure, and Privacy, Security and Liability Concerns around Identity Credential Sharing

e-Insurance Risk Management

April 2002

BITS Technology Risk Transfer Gap Analysis Tool

Fraud Reduction

Fraud Research Library
Account Take Over - FS-ISAC Task Force (Industry Collaboration)
June 2011

Account Take Over and Online Fraud Response White Paper (Industry Collaboration)
June 2011

Fraud Advisory on J1 Visa Holders Mule Activity (Industry Collaboration)
June 2011

Fraud Advisory on Internet Auto Fraud (Industry Collaboration)
April 2011

Recommendations for Reporting an Account Take Over via SARs (Industry Collaboration)
October 2010

Fraud Advisory for Consumers: Involvement in Criminal Activity through Work from Home Scams (Industry Collaboration)
October 2010

Fraud Advisory for Businesses: Corporate Account Take Over (Industry Collaboration)
Advisories
April 2013

Fraud Advisory on Questionable Tax Refund Scenarios
June 2011

Fraud Advisory on J1 Visa Holders Mule Activity (Industry Collaboration)
June 2011

Fraud Advisory on Internet Auto Fraud (Industry Collaboration)
December 2011

BITS Fraud Advisory on Strategies for Mitigating Wire Fraud Using Relay Services and Email Spoofing
August 2011

BITS Fraud Advisory on Mobile Banking and Payment Application Vulnerabilities
March 2011

BITS Fraud Advisory on Ad Server Vulnerabilities
October 2010

Fraud Advisory for Consumers: Involvement in Criminal Activity through Work from Home Scams (Industry Collaboration)
October 2010

Fraud Advisory for Businesses: Corporate Account Take Over (Industry Collaboration)
March 2010

BITS Fraud Program Advisory - UPDATE Increase in Work-from-Home Scams
July 2009

BITS Fraud Program Advisory- Increase in Loan Servicing Scams
December 2008

BITS Fraud Program Advisory - Employee Impersonation Fraud (updated from July 2008)
July 2008

BITS Fraud Program Advisory - Employee Impersonation Fraud
April 2008

BITS Fraud Program Advisory - Business Banking/Treasury/Cash Management Web Solutions
April 2008

BITS Fraud Program Advisory - Credit Abuse/"Bustout" Scams
Bust Out Fraud
March 2010

Bust Out and Credit Abuse Activities - Education & Awareness Training Powerpoint
July 2009

Bust Out and Credit Abuse Activities
April 2008

BITS Fraud Program Advisory - Credit Abuse/"Bustout" Scams
Financial Abuse of the Elderly and Vulnerable
January 2013

BITS-Roundtable At-Risk Adult Training Curriculum
June 2012

BITS/Roundtable Resource Booklet of Programs and Tips to Prevent Financial Abuse of the Elderly
October 2010

Protecting and Rebuilding Seniors' Assets through Financial Education: Agenda and Resource List
April 2010

BITS Fraud Protection Guide: Protecting the Elderly and Vulnerable from Financial Fraud and Exploitation
April 2010

Protecting the Elderly and Vulnerable from Financial Fraud and Exploitation Presentation
Law Enforcement Collaboration
July 2012

Prepaid Access Cards: Overview and Emerging Risks
May 2011

Establishing and Maintaining Relationships with Law Enforcement Agencies
May 2011

Law Enforcement Paper Supplement, Appendices D&E- Editable Forms
January 2011

Federal Law Enforcement Contact List (Industry Collaboration)
Mortgage Fraud
March 2011

BITS Short Sale Manipulation Presentation
May 2010

Residential Mortgage Fraud Prevention Strategies for Financial Institutions
May 2010

Preparing and Presenting Your Mortgage Fraud Case to Law Enforcement
August 2009

Be Your Own Best Advocate: Mortgage Fraud Prevention
January 2008

BITS Mortgage Fraud Prevention: An Education and Awareness Toolkit for Consumers
January 2005

Fraud Prevention Strategies for Consumer, Commercial and Mortgage Loan Departments
Additional BITS Fraud Publications
December 2011

BITS Fraud Advisory on Strategies for Mitigating Wire Fraud Using Relay Services and Email Spoofing
March 2011

BITS Fraud Advisory on Ad Server Vulnerabilities
March 2010

BITS Fraud Program Advisory - UPDATE Increase in Work-from-Home Scams
July 2009

BITS Fraud Program Advisory- Increase in Loan Servicing Scams
December 2008

BITS Fraud Program Advisory - Employee Impersonation Fraud (updated from July 2008)
October 2008

BITS Debit Card/ATM Fraud Resource List
July 2008
Ongoing Monitoring and Screening of ACH Activity
Ongoing Monitoring and Screening of ACH Activity Executive Summary
July 2008

BITS Fraud Program Advisory - Employee Impersonation Fraud
April 2008

BITS Fraud Program Advisory - Business Banking/Treasury/Cash Management Web Solutions
March 2007

BITS ACH Check Conversion Risk Management Toolkit
September 2006

Remote Deposit Image Capture: The Processes, Risks and Strategies Used to Mitigate Them
December 2005

E-Scams White Paper
January 2005

BITS Guide to Verification, Authentication and Financial Experience Information Technology for Online New Account Openings
October 2004

Strategies for Mitigating Fraud Risks Associated with the Check Clearing in the 21st Century Act
March 2004

BITS Voluntary Guidelines for Collections in the Financial Services Industry
July 2003

BITS Fraud Reduction Guidelines: Strategies for Identity Theft Prevention and Consumer Assistance
June 2003

Fraud Reduction Guidelines: Strategies for Identity Theft Prevention and Victim Assistance
June 2003

Financial Identity Theft: Prevention and Consumer Assistance
April 2003

Fraud Prevention Strategies for Internet Banking
September 2001

Check Truncation Act
February 2001

A Financial Institution's Guide to Account, People, and Transaction Databases
September 2000

A Retail Banking Perspective on Fraud Risk and the Electronification of Paper Checks
June 2000

Electronification of the Paper Check in the U.S. Payments System: A Retail Banker's Fraud Risk Perspective
June 2000

Joint BITS / CPSA Check Fraud Control Initiative: Fraudulent New Account Order Intercept Plan

The Innovator

January 2013

Innovator: Big Data and Security
July 2012

The Innovator: Consumerization of IT
March 2012

The Innovator: Factors Influencing EMV Adoption in the United States
November 2011

The Innovator: The Impact of Dodd-Frank on IT and Operations
June 2011

The Innovator: A Discussion of the Role of Standards in the Financial Services Industry
February 2011

The Innovator: Understanding Human Behavior and Its Impact on Fraud, Security, Risk Management, Economics/Finance and Interface Design

Mobile

March 2013

Security for Bring Your Own (Mobile) Device
March 2012

BITS Mobile Financial Services Security Assessment [Members Only - not for distribution]
March 2012

BITS Mobile Financial Services Threat Assessment Matrix [Members Only - not for distribution]
January 2010

FSTC Mobile Payment Technology Project: Phase 3 (M3) Report Industry Update
April 2009

FSTC Mobile Payment Technology Project: Phase 2 (M2) Report Industry Update
November 2008

FSTC Mobile Payment Technology Project: Phase 1 (M1) Report Industry Update
March 2002

BITS Mobile Financial Services: Recommendations for Business Requirements and Technical Guidelines

Operational Risk

September 2009

Reducing the Delta Between New Regulations and Cost-Effective Practices Within the Financial Services Industry
September 2006

BITS Guide to Business-Critical Power
September 2004

Developing a KRI Program: Guidance for the Operational Risk Manager
July 2004

BITS Kalculator: Key Risk Management Tool for Information Security Operational Risks (Summary)
July 2004

BITS Kalculator Matrix Tool
June 2004

FSTC Image Quality and Usability Assurance: Phase I Project Image Defect Metrics Report

Payments

March 2010

Revised BITS Payments Risk Competency Framework: Background and Context
April 2007

BITS Partner Group: Third Party Payments System Access Control White Paper and Recommendations
February 2007

BITS Partner Group: Liability Flows Among Networks - Comment Letter on Cross-Network Liability
March 2005

Account-to-Account Services: Emerging Product Overview
March 2004

Check 21 Resource Document
January 2003

Safekeeping and Electronification in the Financial Services Industry

Security

March 2013

Capability Requirements and Investments for Cyber Security by Financial Services Sector Organizations [Members Only - not for distribution]
February 2013

BITS Email Authentication Policy and Deployment Strategy for Financial Services Firms
October 2012

Top 7 Tips - DDos Cyber Attack Preparation and Response
September 2012

Improving Cyber Security Collaboration Between the Financial Services Sector and US National Security Community [Members Only - not for distribution]
January 2012

BITS Software Assurance Framework
October 2011

BITS Cloud Computing: The Information Security Perspective
June 2011

BITS Social Media Risks and Mitigation Paper
June 2011

BITS Malware Risks and Mitigation Report
April 2011

Malware Forensic Vendors Matrix
December 2010

FS-ISAC/BITS Authentication Practices Survey Summaries
January 2010

Top 10 Secure Password Tips
October 2009

Recommendations for Detecting and Communicating with Customers whose Computers are Infected with Malware
October 2009

Secure Web Browser Recommendations
June 2009

Email Sender Authentication Deployment: Best Practices and Considerations for Financial Institutions
May 2008

BITS Enterprise Key Management
April 2007

BITS Email Security Toolkit: Protocols and Recommendations for Reducing the Risks
November 2006

BITS/ABA Key Considerations for Responding to Unauthorized Access to Sensitive Customer Information
October 2006

BITS Consumer Confidence Toolkit: Data Security and Financial Services
June 2006

BITS and Financial Services Roundtable Letter: Security of Municipal Broadband Networks
February 2006

BITS Key Considerations for Securing Data in Storage and Transport: Securing Physical Media in Storage, Transport, and for Data Erasure and Destruction
October 2005

Pointsec Mobile Technologies- BITS Product Certification Program Final Test Report
September 2005

Voluntary Guidelines for Consumer Confidence in Online Financial Services
September 2005

Critical Success Factors for Security Awareness and Training
July 2005

Results of BITS Research and Development Survey
July 2004

Patch Management Best Practices for IT Practitioners
February 2004

BITS/FSR Software Security Toolkit

Vendor Management

September 2010

BITS Guide to Managing Concentration Risk in Outsourcing Relationships
February 2010

BITS Framework for Managing Technology Risk for Service Provider Relationships
June 2008

BITS Key Considerations for Managing Subcontractors
January 2007

BITS Outsourcing Glossary of Terms
June 2005

BITS Key Considerations for Global Background Screening Processes
May 2005

Key Contractual Considerations for Developing an Exit Strategy
January 2004

BITS IT Service Providers Expectations Matrix

Member Login

Roundtable Resources

Industry News